Your MOTORCYCLE INSURANCE POLICY does not FULLY protect you or your passenger for injuries in a motorcycle accident unless you have BOTH UNINSURED and UNDERINSURED motorist coverages with limits of no less than $100,000 each and MEDICAL EXPENSE insurance of $5,000. (Most companies won't offer more but take higher limits if offered.) EVERYONE THINKS THAT IF THEY ARE INSURED THEY HAVE FULL COVERAGE. NOT TRUE unless you purchase these OPTIONAL limits which protect you, your passengers and family. Uninsured motorist coverage protects you, your passengers and family for injuries from uninsured drivers even if you are not on your bike. You could be a pedestrian or a passenger in someone else's car and still be covered. Hit-Run or vehicles that cause your injuries and flee the scene are considered uninsured and you may be able to recover for injuries from your own insurance company. Underinsured coverage may allow you to recover for injuries whose value exceeds the other party's available coverages. The rules differ somewhat from state to state. Call us and we will fully explain your policy to you.

IF YOU ARE IN AN ACCIDENT

Please click the Accident Checklist button for important information you should know in advance of an accident